Buy-To-Let Finance

We can assist you in finding a great deal on a buy-to-let mortgage.

Here at propertyfinancebroker.co.uk we can provide our clients with an extensive range of buy-to-let mortgages at some really competitive rates. With our years of experience gained in this area and our large network of finance contacts we can find some of the most competitive buy-to-let mortgages in the UK.

If you are looking for a medium to long term investment then buying property to generate a profit through rental is a flexible and relatively secure choice. Buy-to-let mortgages here in the UK are quite different when compared to a standard mortgage. The process of loan approval is based on the potential rental income of the property, not the income of the applicant. These mortgages generally require a more substantial deposit which usually ranges from 20% - 25% of the total property value. Another factor to consider is that buy-to-let mortgages tend to come with a marginally higher interest rate.

There are advantages to making use of buy-to-let mortgages though, you can start receiving income quickly from the rent and over the long term equity in the property can be built up. You can then use this equity as leverage for acquiring additional properties. Also there are some tax benefits because the costs of property maintenance and any interest paid on mortgages can be claimed as tax deductions.

Another option which property investors can make use of is the let-to-buy mortgage. This kind of mortgage can be employed when you own a property and would like to purchase another one or if you want to raise funds for a business opportunity. If you use a let-to-buy mortgage it makes it possible to release the equity in your current property without actually selling it, the property is rented out to create an income. These mortgages can be utilised by property investors to slowly build up a property portfolio.

Please contact us if you would like to learn more about the great value buy-to-let and let-to-buy mortgages available out there in the UK today. Here at propertyfinancebroker.co.uk we excel in finding our clients the most competitive interest rates and we always offer a high standard of service.

IMPORTANT NOTE: We do not provide any financial advice of any nature and we only operate as introducers (not as brokers) to regulated companies and only for amounts in excess of £25,000.